Basic car insurance doesn’t protect car owners against liability. To get better protection, car owners will need to get additional insurance.

Make sure you have insurance on your new Car

An owner of a lien who is financing or leasing a car must have full coverage in order to safeguard the collateral. Comprehensive and collision insurance is mandatory for buyers of cars. This covers the cost to fix or replace the vehicle in case it becomes damaged or taken.

Uninsured/underinsured Motorist Protection Could Help

Another coverage that many people get is car insurance where a driver that is hit and run or someone with minimal or no insurance coverage cause an accident. If the offending driver flees and cannot be located, only uninsured/underinsured motorist coverage would pay for damages or medical costs. And if a driver does not have enough auto insurance coverage to pay the full costs of damages, then uninsured/underinsured coverage could pay the additional costs up to policy limits. gyx7ilqq4c.